Pet Insurance

Dear Liz; lately I’ve heard a lot about pet insurance.  Is this really a good thing?

Signed; Curious in Clinton.

Dear Curious;

Actually, it depends on the dog!  Some breeds, for instance, have more of a tendency to get certain types of disorders or illnesses.

If you have a breed with a deep chest, like a German Shepherd, Doberman, Bloodhound, etc., the likelihood of that dog having a gastric torsion (where the stomach flips) is more than, say, for a dog like a Beagle.

Certain breeds are known for eye issues or hip dysplasia, or even knee issues and for these I’d say it’s a good idea.  Surgeries for gastric torsions, etc., are extremely expensive so if the policy covers it, go for it.

If your breed is a general mutt and is in good health, I can’t say whether or not I’d go for it.  I guess it depends on how comfortable you are with it.
See what the different insurances cover.  If they cover strange, rare issues, I’d second guess getting it.  But if they cover common things like those stated above or even things like ingestion of a foreign object, I’d think about it.

Dogs (and cats) can get into some strange situations and can come down with some pretty costly illnesses. I would do a little comparison shopping before committing but pet insurance does seem to be the trend of the future as veterinary costs continue to climb.

Hope that helps?  It sure reminds ME to start looking at coverage!

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